Blog

The rainy season for most parts of the country begins in November and ends in April, and with it comes the risk of heavy flooding. Many people are unaware or apathetic to the risk of a flood in their area, a fact that causes hundreds of thousands of dollars worth of flood damage to home and business owners each year. But with so many insurance companies trying to sell you flood coverage, how do you know what kind of a policy you should invest in, how much you should expect to pay, and the benefits you should expect for your money? It can seem overwhelming, but the first step in feeling confident in your insurance coverage is understanding a little bit about what flood coverage is, what kinds of policies exist, and, most importantly, what coverage fits for your particular flood risk.

When a fire ravages your home or business the losses can be great. You may lose precious family heirlooms, invaluable business documents, photo albums, furniture, and, of course, the building itself. Fortunately, there are a few steps you can take before a fire and immediately following one that can help reduce the costs to you and make the road to recovery a quicker, easier one.

The holidays are a time of joy, warmth, and fellowship. This should be a time for happy memories of friends and family. All too often in our rush to find presents, bake cookies, and host the perfect party, oversights are made. One of the leading causes of holiday tragedies is due to home fires that could have been prevented.

Disasters are all too common these days. From hurricanes to earthquakes and massive floods to house fires, disasters are usually the first thing we hear about on the evening news and the last thing we expect to happen to us. It is essential that every household creates emergency kits for their home and vehicles and make a plan about what steps to take incase a there is a disaster.

It’s summer and if you live in California, Oregon, or any other area of the country that is at high-risk for wildfire, it is essential that you know what you can do to protect your home and family from fire. High temperatures and dry conditions make living in or near woodland areas extremely dangerous during summer. There is no government agency, locally or at the federal level, that helps families protect their homes before a wildfire starts. However, there are a number of safety measures you can personally take to ensure your family and your personal property’s protection during these wild and unpredictable times.