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One of the greatest sources of pride in a person’s life is home ownership. To help protect this lifestyle, individuals purchase homeowners insurance so they have assistance in the event of a disaster. Homeowner’s policies cover damage due to events such as fires, theft, strong winds, lightening strikes and so on, but there are common events that are not covered.

Are your pipes are ready for winter weather? No matter the type of building, a burst pipe can prove to be costly and devastating. Take, for example, Washington Elementary, which experienced a burst pipe that damaged property such as library books and carpets. Luckily, school staff was in the building shortly after the pipe burst, so the damage was not as bad as it could have been.

Mountain View Elementary School in Colorado’s Windsor School District experienced over $100,000 in water damage over the Thanksgiving holiday. The disaster caused the school to close its doors for three days to make sure the facility was safe for students before it re-opened its doors.

Only days after a burst pipe flooded the Old City Hall building in Tacoma, WA with over 30,000 gallons of water, a neighboring historic downtown building on Pacific Avenue suffered the same fate. The building is home to United Way of Pierce County offices.

The Rockingham Free Public Library (FRPL) on Westminster Street in Bellows Falls, Vermont suffered major flood damage on Sunday night after a pipe burst in the older sections of the building. The flood was not discovered until the following day. Fortunately, the library has flood insurance, but the total cost of the damage is still unknown.