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Independence Day is here. With fireworks and firecrackers come fires. To ensure the safety of your family and neighborhood, keep the following tips in mind:

The term, “El Niño,” refers to the unpredictable phenomenon that occurs over the Pacific Ocean that causes a warming trend. This trend makes thunderstorms stronger and increases rainfall over Asia, Australia, and North and South America. When it is an El Niño year, the US typically sees fewer hurricanes make landfall.

Hawaii247.org reports that it looks like Felicia could be downgraded to a tropical storm later on today, but the storm should still be monitored. The online periodical offers these tips:

Many of us have already heard of putting “ICE” in our cell phones, address books, PDA’s, etc. ICE stands for: In Case of Emergency. Next to “ICE”, one is to place the name and phone number of an emergency contact. This is useful for emergency service workers, doctors, civil servants, etc. should they need to call an emergency contact person and one is not able to communicate this information.

Homeowners in southern California have to deal with the restoration of their homes and property after wildfires had no mercy this summer. As a result, many homeowners were left uninsured as their insurance companies cancelled homeowners policies, deeming the home was in an area considered to too high of a risk.