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Like a scene from a Hollywood production, trees toppled, rooftops flew off houses and cars were tossed like toys as a storm sent tornadoes to pummel the Southern states.

Recent disasters like earthquakes, floods and tornadoes naturally cause households to think about creating an emergency disaster plan. While a plan and an emergency kit take time to prepare, this will never be time wasted. When you have 10 minutes or less to get out of your home, it is vital that you are ready to get-up and go without any regrets.

Retirement, college funds, vacations, large purchases and rainy days are all reasons most people save money. However, many fail to save cash in the event of a disaster. It is common for vendors to only accept cash after a disaster as their electronic equipment may not work properly.

Memphis police officers were in full force as they knocked on the doors of about 1,000 homes today to instruct Tennessee residents to evacuate. The reason: the Mississippi River and its tributaries are expected to inundate area homes and businesses with near-record flooding. The predicted floods are likely to affect the states of Missouri, Kentucky, Louisiana, Mississippi and Arkansas, where White River-area residents also received evacuation orders.

If you own a business, you know the importance of preparedness. You prepare for client meetings, taxes, presentations and so on. One of the hardest things to prepare for, however, is a disaster. It is easy to put disaster preparedness at the back of your mind, especially if a disaster is not happening presently.