Unfortunately, small businesses are usually very poorly equipped to handle major disasters such as fires, floods, and storms. Small business owners often have enough on their plate without having to worry about planning for a natural or man-made disaster. According to a recent poll by the National Federation of Independent Business, almost forty percent of small businesses experience disaster at some time; ten percent man-made and thirty percent natural. But what steps can you, a small business owner, take to ensure a man-made or natural disaster doesn't mean the end of your business? The answer to that is simple; develop a disaster recovery plan, and develop it now.